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Trusted by 50,000+ Indians

We build epic financial journeys to empower people's lives

From student loans to business funding — iiitihas delivers instant, transparent lending with rates starting at just 8.5% p.a. across India.

Calculate Your EMI → Explore Loans
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Loans Disbursed
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Happy Customers
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Our Loan Products
Financial solutions tailored
for every milestone
Choose from four curated loan categories designed for India's ambitious youth and entrepreneurs.
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Student Loans
Fund your education at top universities across India and abroad. Flexible repayment starts after your course ends.
Up To ₹50,00,000
Interest 8.5% p.a.
Tenure Up to 15 yrs
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Personal Loans
No collateral needed. Get quick funds for weddings, travel, medical expenses, or home renovation.
Up To ₹25,00,000
Interest 10.5% p.a.
Tenure Up to 5 yrs
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Short-Term Loans
Bridge your cash flow gaps with micro-loans disbursed within hours. Perfect for freelancers and gig workers.
Up To ₹5,00,000
Interest 12% p.a.
Tenure 3–12 months
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Business Loans
Scale your startup or MSME with growth capital. Minimal documentation and fast approvals for registered businesses.
Up To ₹2,00,00,000
Interest 9.5% p.a.
Tenure Up to 7 yrs
EMI Calculator
Plan your repayments
with precision
Use our interactive calculator to estimate your monthly EMI across any loan product. Transparent. No hidden fees.
Apply Now →
Monthly EMI ₹20,476
Total Interest ₹2,28,587
Total Payment ₹12,28,587
How It Works
Four simple steps to
your dream loan
Our streamlined digital process gets you from application to disbursal in under 24 hours.
01
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Apply Online
Fill a 2-minute form with basic details. No paperwork, no branch visits.
02
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Instant Verification
AI-powered KYC and credit scoring gives you approval in minutes.
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Choose Your Plan
Pick the EMI tenure and amount that fits your budget perfectly.
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Money in Account
Funds disbursed directly to your bank account within 24 hours.
What People Say
Trusted by thousands
across India
★★★★★
"iiitihas funded my MBA at IIM Bangalore. The moratorium period was a lifesaver — I started repaying only after placement. Best student loan experience."
P
Priya Sharma
MBA Graduate, Bangalore
★★★★★
"Got ₹15 lakhs for my D2C startup in just 18 hours. The digital process was seamless and the interest rate was much lower than what banks offered."
R
Rahul Mehta
Founder, FreshKart · Mumbai
★★★★★
"As a freelance designer, traditional banks rejected me. iiitihas approved my personal loan based on my transaction history. Truly inclusive lending."
A
Ananya Iyer
Freelance Designer, Chennai
Ready to Begin?
Your financial future
starts here
Join 50,000+ Indians who chose iiitihas for smarter, faster, fairer lending.
Start Application → Talk to Advisor
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